Calculators
The following financial calculators will assist you in planning, estimating, and exploring your financial options. Use them often to help with your financial questions. The calculators are intended for illustration purposes only.
Please consult one of our officers for a current rate proposal.
Savings Calculators
- Tax Advantage Savings Calculator - calculates the monthly deposit needed to reach a specific savings goal based on time and rate.
- Kids Savings Calculator - calculates the amount of time needed to reach a specified savings goal based on rates and weekly deposits.
- Value of Deposits- calculates the future value of deposits under various scenarios. Includes ability to change compounding methods to see effect of compounding.
- Retirement Planner - analyzes your savings and investing plan with your retirement goals in mind.
Loan Calculators
- Auto Lease vs. Purchase - compares the total annual costs of leasing versus purchasing.
- Consumer Installment Loans - calculates monthly payment using rate, term, and principal balance.
- Auto Loan Versus Home Equity - calculates the cost differential between purchasing a vehicle through an auto loan or home equity financing. See the Home Equity Calculator below...
- Auto Rebates - compares the total cost of taking an auto dealers rebate and using an institution's loan vs. taking the manufacturer's teaser rate financing.
Mortgage Calculators
- Rent vs. Buy a Home - itemizes the major differences between owning a home and renting an apartment. It calculates costs on a monthly basis for easy comparison with your rent.
- Mortgage Qualifier - calculates the amount of mortgage you qualify for using income and expense information.
- Mortgage Loans - calculates monthly payment, using purchase price, down payment percentage, rate, and term.
- Home Equity - calculates how much Home Equity you have to borrow against.
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